Regardless of the growth and rehabilitation of several financial institutions in the last decade, a large number of borrowers have not yet been served, specifically small farm and entrepreneurs. This paper describes the Philippine banking system focusing on its effect to the different socio-economic sectors of the Philippine society. In addition, it examines the supply of financial services provided by the formal financial system and the banking and credit policies of the government.
Small Enterprises’ Access to Formal Financial Services: A Review and Assessment
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